The Felt
Tournament (MTT) Strategy

Laddering and Pay Jumps in Tournaments

Laddering means folding to let others bust so you climb pay jumps. Learn when it's real money and when it's a trap, with a worked example.

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Laddering means folding to outlast other players and climb the payout ladder instead of winning chips — and it’s the right play when you’re not the shortest stack, a pay jump is close, and shorter stacks are likely to bust before you. But it’s a trap in very top-heavy events, where folding up small ladders costs you the chips you need to win the real prizes.

What laddering actually is

Most of the time you win a tournament by accumulating chips. Laddering is the opposite lever: you climb the money by surviving while others bust. When two or three stacks are shorter than yours near a pay jump, every player who busts before you moves you up a rung — no chips required.

That only has value when finishing positions are worth different amounts of real money. The size of each pay jump is what turns folding into profit, and it’s the practical face of the Independent Chip Model: survival has a dollar value, and near a jump that value can exceed a thin chip edge.

When laddering is real money

Fold to ladder when all three of these are true:

  • You’re not the shortest stack. There are players more likely to bust before you.
  • A pay jump is close. One or two eliminations away, not ten.
  • The jump is meaningful relative to your stack — worth more than the marginal spot you’re passing up.

In these spots, passing up coin flips and thin gambles lets the short stacks eliminate each other while you climb for free. This is the core survival skill of the bubble and the reason short stacks tighten up — the full picture is in navigating the bubble.

When laddering is a trap

The mistake is laddering by reflex. It backfires when:

  • The structure is very top-heavy. If first place dwarfs the min-cash, the lower ladders are tiny. Folding good hands to climb from 9th to 8th sacrifices the chips you need to reach the prizes that matter.
  • You’re the shortest stack. You can’t ladder past players who won’t bust before you — you must find a spot to gamble before you blind out.
  • You over-fold and blind away your stack. Laddering isn’t folding everything; it’s declining marginal risks, not surrendering fold equity entirely.

Read the shape of the money first. The steepness of the sheet decides whether laddering is worth it — that’s exactly what reading the payout structure tells you before you sit down.

Flat vs top-heavy: where laddering pays

StructureLadder valueCorrect instinct
Satellite (equal seats)MaximumPure survival — lock the seat
Flat payoutsHighFold marginal spots, climb rungs
Standard MTTModerate near big jumpsLadder late, accumulate early
Very top-heavyLowKeep building; ignore small ladders

The extreme is the satellite, where every qualifying seat is identical and everything below it is worthless — laddering is the entire strategy. The same flat-payout logic dominates single-table sit-and-gos, where each elimination is a large slice of the prize pool.

Worked example: fold to ladder, or gamble?

18 players left, 15 paid, so the bubble is close and pay jumps are steep in a flat-ish event. You have 18 big blinds — comfortably not the shortest. Two players are under 5 big blinds and will be all-in soon. A covering big stack shoves and it folds to you in the big blind with A♦ 10♦.

  • Chip-EV says call. A-10 suited isn’t crushed against a big stack’s wide shoving range.
  • Laddering says fold — here. You’re not short, two stacks are about to bust, and the pay jumps are large. Calling risks your tournament life for a thin edge when survival is worth more real money. Let the short stacks bust; you climb for nothing.

Now flip the structure to winner-take-most: the ladders are tiny, so you’d call and keep chasing the top. Same hand, opposite play — decided entirely by pay-jump size.

After the jump: re-accelerate

Laddering pressure isn’t permanent. The moment a big jump bursts, its value is behind you and the short stacks who just laddered in play scared and fold too much. That’s your cue to loosen back up and attack — isolate the desperate, steal their blinds, and rebuild toward the next jump. Timing this reversal is what separates players who merely min-cash from those who ladder and accumulate.

Common laddering mistakes

  • Laddering in a top-heavy event, folding away the chips you need to win.
  • Trying to ladder as the shortest stack instead of finding a gamble.
  • Over-folding and blinding out — laddering declines marginal spots, not every hand.
  • Forgetting to re-accelerate once the jump bursts and short stacks turn timid.

The bottom line

Laddering is a precision tool, not a default: fold marginal spots to climb when you’re not shortest, a jump is close, and the structure is flat enough to reward it. Ignore the small ladders in top-heavy events and keep building toward the prizes that matter. Read the payout shape, weight survival correctly near each jump, then re-accelerate after it bursts. Fit it into the rest of your late game at the tournament strategy hub.

Frequently asked

What does laddering mean in poker?

Laddering is playing to climb the payout ladder by outlasting other players rather than by winning chips. When several stacks are shorter than you near a pay jump, folding and letting them bust first moves you up the money ladder for free. It is a survival-driven tactic that only makes sense when real dollars separate the finishing positions.

When should I fold to ladder up a pay jump?

Fold to ladder when you are not the shortest stack, a pay jump is close, and there are shorter stacks likely to bust before you. In those spots survival is worth more than a marginal chip edge, so passing up thin gambles lets others eliminate each other while you climb. If you are the shortest stack, laddering is impossible and you must find a spot to gamble.

Is laddering always the right play?

No. Laddering is a trap in very top-heavy structures where the min-cash and lower pay jumps are tiny next to first place. There, folding your way up small ladders sacrifices the chips you need to win the real prizes. Laddering pays best in flat structures and satellites, where each pay jump is a large chunk of the prize pool.

How do pay jumps affect my decisions?

Each pay jump assigns a real-money value to survival, which the Independent Chip Model translates into tighter ranges as a jump approaches. The bigger the next jump relative to your stack, the more you should avoid marginal risks. Right after a jump bursts, that pressure drops and you can loosen back up to attack the newly cautious short stacks.

About the author

MTT specialist, 15+ years on the circuit · Reviewed by Elena Fowler, managing editor
Last updated 2026-02-06